Unique Services

Always on your side

Whether helping you to save for a rainy day, getting you paid sooner or providing a low-interest loan when you need one, we’re all about making your life better and easier.

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Early Wage Access

Taking what’s yours ... sooner!

Unlike work, life isn’t a 9-to-5 deal. It doesn’t always run on a perfect schedule, and sometimes those little emergencies require an unexpected infusion of cash. But that’s not a worry for you, because you have direct deposit with Employ — which means you can access your paycheck up to two days earlier.

Low Rate Payroll Deducted Loans

Lean on us for low-interest loans

Whether we’re talking an emergency room bill or the last installment on that little fishing boat, we’ve got your back with low-interest employee loans based on what you can afford. All it takes is filling out a payroll-deduction form designating a certain amount of your biweekly earnings to automatically go toward loan repayment — so you don’t even need to sweat the details of remembering payment schedules.

Interest Matching

We match up with the best in the bunch

We understand that banking, like anything else, is an exercise in shop- ping. Who has the best bananas? Will they match competitors’ coupons? Well, employ offers interest-matching on its savings accounts — meaning that, at the end of the day, you can be confident in securing the best deal for your future. How do you like those bananas?

Safe & Secure

We offer cutting-edge technology based on the highest security standards — because you deserve a banking experience that safeguards your assets.

Transfer funds

Electronically move money from here to there, just that quickly and easily.

Bill Pay

Never again will you have to ask yourself, “Did I remember to pay that?” We’ve got you.

Debit Card Control

Whether you left your card at the restaurant and wish to temporarily deactivate it or you’re traveling out of state and want to authorize use at your new destination, control is at your fingertips.

Budgeting

To get you closer to your dreams, we can help you plot out expenses, set up monthly payments, establish a saving plan and so much more.

P2P

Need to electronically repay your brother for Mom’s birthday gift? We don’t need to be a middleman, but we’ve got an app for that.

No hidden fees

Absolutely no fees hiding around the corner, waiting to jump out and grab you. Simple as that.

Statements made simple

Banking shouldn’t be complicated, so we issue easy-to-read statements that give you the information you need most.

Safety and trust, together in one place

Banking with Employ gives you the assurance of funds guaranteed by TransPecos Bank in a banking platform offered by your employer, combining the safety and security you expect with the trust and convenience you deserve.